Rationale

The macroeconomic environment is transitioning from a high-inflation, hawkish Fed regime to a cautiously optimistic, potentially bullish phase characterized by declining volatility and interest rate cuts. This portfolio, tailored for a moderate risk profile, strategically capitalizes on this shift by allocating a significant portion to equities. The primary focus within equities is the high-growth artificial intelligence sector, which is heavily featured in recent news and stands to benefit from a lower interest rate environment. The portfolio balances growth with stability by including resilient consumer staples and targeted exposure to the energy sector (refiners benefiting from current dynamics). A substantial commodities allocation (gold and silver) acts as a hedge against persistent inflationary pressures and geopolitical uncertainties. The cryptocurrency allocation, while carrying higher risk, is prudently set at 10% and focuses on established and institutionally-relevant assets, viewing the current 'Extreme Fear' as a potential entry point for long-term growth as adoption expands.